LM Financial & Insurance Services is a privately owned FMO that has been in business for over 45 years. Located in California’s capitol city of Sacramento, we specialize in Medicare SupplementMedicare Advantage, and Medicare Part D.  We represent many of the major insurance companies nationwide providing agents with only the best products and carriers.

At LM Financial our mission is to help agencies and brokers grow their business. We are dedicated to servicing, supporting, and empowering our agents to ensure success. In our long history of working in the Medicare market, we know that as an independent agent having a support system in place is essential for growing their business.